Earnest offers one- and two-year merit-based loans of $1,000 to $20,000 to financially responsible graduating students and young professionals. Earnest is able to offer very low interest rates by using its cutting-edge underwriting technology that looks beyond the outdated credit scoring process and includes a person's future potential.
Market
Graduating students and young professionals
Location
San Francisco,
CA,
USA
Coinvestors
Atlas Venture, Collaborative Fund, First Round Capital, Maveron